It was one year ago that the target range for the federal funds rate was between 0% to 0.25%. And now we are experiencing the highest...

One of the first things I notice when preparing financial plans for clients are the interest rates being paid to them on their checking...

When I meet new clients and ask how they envision their retirement, the typical response is receiving passive income in retirement. When...

I was talking with a networking partner recently who works with wealthy clients. He noted that busy executives were interested in...

I’ll have to admit this is a hard topic for me to discuss.  Because I am loyal to a fault!  Given the current difficult economic times...

What’s next? First there were huge legislative changes at the end of 2019 that have complicated retirement planning. Then COVID…. And we...

Ralph Waldo Emerson stated, “It requires a great deal of boldness and a great deal of caution to make a great fortune and when you have...

What is a trust?  Per Investopedia, “a trust is a fiduciary relationship in which one party, known as a trustor, gives another party, the...

Medicare Part A and Part B cover a large portion of your medical costs when you turn 65 years old.  Part A is hospital insurance and...

Before getting started with ways to reduce capital gains tax, let’s chat about how the capital gains tax works for your primary...

I have a client who has tremors in his hands. He can type on a laptop/computer, but he cannot apply a wet signature to documents. Yes, we...

Here are ten simple, easy to follow but also easy to forget financial planning tips. These tips could be easily overlooked and may not be...

Since I decided to address several topics in this post, let’s break it down by retirement risk. Inflation: If you read my post from last...

What is the best thing to do amidst a possible recession if you are not approaching or in retirement? Invest, invest, invest! Invest for...

It is not easy to look at your investments right now… The continual decline in the valuation of your investments is hard to watch,...

The discussion on Roth IRAs is once again heating up and is centered on the timeliness of Roth IRA conversions. But not only because of...

I saw it stated that debt is a budgeting problem. But I didn’t use that quote because I do not believe that to be true. There are times...

About 40% of people eligible for Social Security rely exclusively on Social Security for retirement income according to research from the...

I keep reading about the bucket plan with respect to retirement. What exactly do they mean by the bucket plan? Really, you could have a...